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About your investments
Your plan includes an investment lineup with a diverse array of options. These investment choices represent a broad spectrum of asset classes and risk/return characteristics to allow you to tailor your account to help meet your particular financial goals and match your investing style.
Target-date funds
To help meet the needs of those who perhaps don’t have the time or interest in creating their own investment portfolios, our lineup also includes target-date funds.
Target date funds let you choose a professionally allocated portfolio based on the target date of the fund. The target date is the approximate date when investors in the fund would expect to retire or begin taking withdrawals.
To learn more about any of the funds available in our investment line-up, Fund Fact Sheets are available via the links on this page. Select a fund name from the list to view a PDF ( ) that offers a closer look at more details about the fund’s performance, fees and underlying investments.
Footnote. Star or asterisk at the end of the fund name indicates a registered mutual fund. End footnote.- JIB DSP Capital Preservation FundPDF file opens in new window
- Baird Core Plus Bond Fund – Institutional*PDF file opens in new window
- Vanguard Total Bond Market Index Fund Institutional*PDF file opens in new window
- BNY Mellon Global Fixed Income*PDF file opens in new window
- Putnam Large Cap Value TrustPDF file opens in new window
- Vanguard Growth Index Institutional Fund*PDF file opens in new window
- Vanguard Value Index Insitutional*PDF file opens in new window
- Vanguard 500 Index TrustPDF file opens in new window
- Vanguard Mid Cap Index Fund Institutional Plus *PDF file opens in new window
- BlackRock Russell 2000 Alpha Tilts Small Cap FundPDF file opens in new window
- Vanguard Small Cap Index Fund Institutional Class*PDF file opens in new window
- Vanguard REIT Index Fund Institutional Plus*PDF file opens in new window
- Vanguard Developed Markets Index Fund Institutional Class*PDF file opens in new window
- Vanguard Target Retirement Income FundPDF file opens in new window
- Vanguard Target Retirement 2015 FundPDF file opens in new window
- Vanguard Target Retirement 2020 FundPDF file opens in new window
- Vanguard Target Retirement 2025 FundPDF file opens in new window
- Vanguard Target Retirement 2030 FundPDF file opens in new window
- Vanguard Target Retirement 2035 FundPDF file opens in new window
- Vanguard Target Retirement 2040 FundPDF file opens in new window
- Vanguard Target Retirement 2045 FundPDF file opens in new window
- Vanguard Target Retirement 2050 FundPDF file opens in new window
- Vanguard Target Retirement 2055 FundPDF file opens in new window
- Vanguard Target Retirement 2060 FundPDF file opens in new window
- Vanguard Target Retirement 2065 FundPDF file opens in new window
Fund Fact Sheet User’s Guide
This helpful guide provides a glossary of terms and benchmark definitions commonly found on the downloadable Fund Fact Sheets.
Download the Fund Fact Sheet User's Guide PDF File opens in a new windowAll investing involves various risks, including the possible loss of principal. You can lose money by investing in securities.
The date in the name of the target date fund is the assumed date of retirement. The asset allocation becomes more conservative as the fund nears the target retirement date; however, the principal value of the fund is never guaranteed.
Investors should consider a fund’s investment objectives, risks, charges and expenses before investing. The prospectus and if available the summary prospectus contain complete information about the investment options available through your plan. Please call 877-778-2100 for a free prospectus and if available a summary prospectus that contain this and other information about our mutual funds. You should read the prospectus, and the summary prospectus if available, carefully before investing. You can lose money by investing in securities.
Shares of the registered mutual funds are offered through Prudential Investment Management Services LLC (PIMS), Newark, NJ, a Prudential Financial company. PIMS is not affiliated with Empower Annuity Insurance Company or its affiliates.
Frequent exchanging between plan investment options may harm long‐term investors. Your plan or the plan's investment funds may have provisions to deter exchanges that may be abusive. These policies may require us to modify, restrict or suspend purchase or exchange privileges and/or impose redemption fees.
Amounts withdrawn, except for qualified withdrawals from a Roth 403(b), are generally taxed at ordinary income tax rates. Amounts withdrawn before age 59½ may be subject to a 10% federal income tax penalty, applicable taxes and plan restrictions. Neither Empower Annuity Insurance Company nor any of its affiliates provide tax or legal advice for which you should consult your qualified professional.
Participants using the Retirement Income Calculator should consider other assets, income and investments (e.g. equity in a home, Social Security benefits, individual retirement plan investments, etc.) when assessing the adequacy of the estimated income stream as provided by this tool. The Retirement Income Calculator is hypothetical and for illustrative purposes only and is not intended to represent performance of any specific investment, which may fluctuate. There is no assurance that retirement income objectives will be met. You can lose money by investing in securities.